Getting injured on the job can result in medical bills, lost wages, and emotional and financial strain. Worker’s Comp is supposed to be employer provided insurance that covers your lost wages and medical bills in case something does happen when you are at work. However, sometimes the insurance providers employers use for coverage refuse to pay for certain things for whatever reasons.
They are not concerned about your well-being, but the well-being of their insured and themselves. Attorneys that handle cases of denied benefits from Workers compensation in Clayton, MO may be able to help you get what you are supposed to get for your lost wages and medical bills. The following information will discuss things you should know about Worker’s Compensation.
It is crucial to report your injury immediately to your direct supervisor at work. If possible, it needs to be in writing, but it must be reported within 30 days of the accident. If you are unable to fill out a report or write what happened and give it to your employer, perhaps a friend or family member will do it for you. Regardless of what you do, make sure that report is provided in a timely manner. The process after that includes the employer reporting it to the insurance company (within five days) and then they report it to the Missouri Division of Workers’ Compensation.
After an accident, it is important to seek immediate medical care. You have to go to a health care provider that has been approved and authorized by the employer. Do not be brave and refuse treatment you need for any reason. If you are in pain, tell them and make sure your medical needs are met. Any refusal of health care will affect your Workers’ Comp benefits. Ask for and make copies of the medical records.
If your employer or the insurance company gives you problems about your benefits, you should seek legal advice. There is no risk in getting a free consultation to find out if you have a claim or what to do in order to get compensated for your medical bills and wage loss.
Your injury has to be work-related in nature in order to qualify for Workers compensation in Clayton, MO. The Fischer Law Firm can help with Workers’s Compensation claims problems. Find out if the problem can be resolved with or without filing a formal dispute.