No matter how careful and attentive you are as a driver, there’s always the chance that when you get behind the wheel, something will go awry. While most of the millions of accidents that occur on America’s roadways each year are relatively minor in nature and generally avoidable, there’s a certain element of the unexpected that comes with driving. You can’t really control what those around you will do, and while you may be the most cautious and respectful driver on the road, that doesn’t necessarily mean the car behind you is going to return the favor. That’s why virtually every state has laws making it necessary for every driver to maintain up-to-date auto insurance coverage before getting behind the wheel. It isn’t optional. In fact, it’s every bit as necessary as having your license and registration on hand, and if you’ve let your insurance lapse and are taking chances behind the wheel, you’re truly playing with fire. Fortunately, Monterey Auto Insurance is one of the easiest things to manage on your ever-growing “to-do” list, and there are a number of options available that are affordable, accessible, and still provide the coverage that you need.
Insurance is necessary not only to protect other drivers on the road should you be responsible for an accident, but to protect you if the accident isn’t your fault. A majority of collisions result in few to no injuries to the passengers inside the vehicles, but extensive and expensive damage to the vehicles themselves. If neither party has insurance, the debate over who will pay the bills and who is at fault could turn into a cause for litigation. With Monterey Auto Insurance, you have coverage no matter what unexpected speed bumps life may toss in your direction when you’re out on the road. It is tempting, in a time when many Americans are still struggling financially, to make cuts here and there. Too often, those cuts include thinking auto insurance isn’t totally necessary and allowing it to lapse for a month or two can’t hurt anything. In reality, it may be the most expensive decision you’ll ever make.