Workers Comp in Melville, NY consists of benefits utilized by an employer to compensate employees who are injured on the job. It is a requirement for businesses to acquire this insurance based on the number of employees who they hire. The insurance policy pays for medical costs associated with the injury as well as a percentage of the employee’s pay while he or she is unable to work. If you are injured on the job and are denied worker’s compensation benefits it is necessary for you to hire an attorney to file a claim through court.
How Worker’s Compensation Helps You
When you are injured on the job you must file paperwork with worker’s compensation through your human resourced department. This insurance coverage requires that you visit an emergency room or medical facility in order for a doctor to evaluate your injuries. If it is the findings of this doctor that these injuries will prevent you from performing your job duties for a significant amount of time, a claim is filed for compensation.
Your employer is directly responsible for all medical costs associated with this injury which are paid when you visit this doctor. However, this coverage requires that your employer file the correct paperwork with their insurance provider before payment is made. When the doctor determines that your injuries are significant and will present difficulties for you, your employer files a claim with their insurance provider to award benefits to you.
These benefits are based on a percentage of your pay. If you are denied these benefits, you will need to file a claim through the court to acquire benefits. A worker’s compensation attorney can assist you with this process.
Summary
Worker’s compensation allows employers to provide medical coverage and compensation to their employees when an on-the-job injury occurs. This compensation is provided through an insurance policy that is a requirement for all businesses who hire a specific number of employees. The insurance benefits are awarded based on specific criteria that are listed within the guidelines for worker’s compensation insurance. If you are denied benefits you should contact your preferred attorney immediately.
